Consumer Rights are often ignored by the very people they are meant to help because they sound like complicated legal processes that don’t apply to them. We are here to help consumers understand how federal laws help keep thousands of consumers every year from paying extra money to creditors, stop creditor harassment, and in some cases even eliminate debts altogether. Knowledge is POWER.
Disputing Credit Card Charges (Fair Credit Billing Act)
Disputing Errors on Credit Reports (Fair Credit Reporting Act)
Facing Debt Collection? Know Your Rights (Fair Debt Collection Practices Act)
Your Equal Credit Opportunity Rights (Equal Credit Opportunity Act)
Abusive Debt Collectors (Fair Debt Collection Practices Act)
To view a comprehensive list of Consumer Protection Laws available to protect rights, please visit the Federal Reserve’s website here.
Federal Trade Commission
The Federal Trade Commission is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy.
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau protects consumers from unfair, deceptive, or abusive practices and takes action against companies that break the law.
Consumer Protection Offices by State
Find your state’s consumer protection office by using this search page.
Are there laws that limit what debt collectors can say or do?
You bet there are. This article by the CFPB, dives into the Fair Debt Collection Practices Act (FDCPA) by sharing the restrictions debt collectors are under, specifically when it comes to being represented by an attorney.
How can a debt collector contact you?
This article by the CFPB explains the limitations on what debt collectors can do when collecting certain types of debt.
FDIC CONSUMER NEWS CFPB Consumer NewsIf you are seeking the help of a legal professional to determine if your rights have been violated and you have suffered financially, call The Attorney Referral Network at 1-844-216-7863 to learn more about your legal rights and options.
All Referral Agents are licensed by the Florida Department of Agriculture and Consumer Services. To learn more about your Referral Agent please visit the Division of Consumer Services License and Complaint webpage.